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Employee Benefits

A multi-faceted agency, Cummings Insurance provides unparalleled employee benefits brokerage and consulting services to its clients.  In a rapidly changing environment, it is imperative that your firm seek the consultation and advice from an experienced consultant.  Below are some of the areas in which we specialize:


Employee Benefits Brokerage & Consulting Services

  • Benefit Brokerage and Consultation

  • Health Care Reform Consultation

  • HR Advocacy Services

  • Wellness Plan Consultation

  • Compliance Services

  • Self-Insurance Program Evaluation & On-Going Support

  • Stop Loss Marketing & Placement

  • COBRA Administration Support

  • Consumer Directed Health Plan Consultation


Lines of Coverage

  • Medical Insurance

  • Dental Insurance

  • Vision Insurance

  • Short and Long Term Disability Insurance

  • Life Insurance

  • Voluntary, Work-Site Products

A Small Sample of the Insurance Carriers We Represent


  • Aetna

  • Cigna

  • Geisinger Health Plan

  • Highmark Blue Cross Blue Shield

  • UPMC

  • United Health Care

  • Guardian

  • Lincoln Financial

  • MetLife

  • SunLife

  • Unum​

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